This is from a local mortgage banker, Paul Tamashiro of Prospect Mortgage.
Conventional Rates
15 Year Fixed 30 Year Fixed
4.25% @ 2.0pts 4.50% @ 2.0pts
4.50% @ 1.0pts 4.75% @ 1.5pts
4.88% @ 0.5pts 5.00% @ 1.0pts
FHA/VA 30 Year Fixed
4.88% @ 2.0pts
5.13% @ 1.5pts
5.38% @ 1.0pts